Ms. Do, Assemblyman Shin is on the line.
Hold on. Mr. Byeon, stay outside for a second.
Yes, ma'am.
Hello, Assemblyman Shin.
Hello, Ms. Do.
Thank you so much for your consideration.
My youngest daughter went to take her physical exam today.
I'll make sure to pay for your kindness...
all my life.
And while you're at it,
please take good care of...
which team she'll be appointed to.
Of course, I will...
take care of it on my own.
Thank you.
- Thank you so much, Ms. Do. - No problem.
The change in the cut-off score allowed 32 more...
applicants to advance to the final interview.
And eight of them were accepted.
The other successful applicants would've advanced...
regardless of the change.
Look into those applicants who were accepted...
after the change first.
Secondly, check if any successful applicants have...
a dramatic difference between the score on the final interview...
and the score on their evaluation.
You should also check those applicants...
with a dramatic difference among scores given by the judges.
There are just too many to look into.
Let's focus. This is about recruitment corruption.
Your friends or siblings were taken away their jobs...
without any just reasons.
And we must correct this...
as soon as possible.
- Do you understand? - Yes, sir.
What should we do once we confirm the recruitment corruption?
Mr. Kim of HR Team and I will double check.
We'll watch their interview videos.
Our goal is to prevent any similar cases in the future.
I understand.
Hello, guys.
- Is everything going all right? - Hi, Auditor No.
- The judges? - Waiting in the lecture room.
What should we do about Ms. Do?
- I'll talk to her in person. - Hey!
No Dae Ho!
You.
What do you think you're doing?
I asked you a question. What are you doing?
Ms. Do.
That's what I want to ask. What do you think you're doing?
What?
What I'm doing?
Say that again.
Is this how you treat your superior?
Mr. Kim.
I warned you.
Yes, ma'am.
I'm prepared to get fired for this.
I wish you have such determination as well.
It won't end with your letter of resignation though.
Are you kidding me?
Are you out of your mind?
If you're a successful applicant of Daehan Bank,
your checkup reservation has been canceled,
so please don't register.
Once again,
the checkup reservation has been canceled.
Please don't register.
What on earth? How annoying.
President Kang, regarding this recruitment in general,
Auditor No is performing an urgent inspection.
- And? - They're currently focusing on...
finding those applicants whose acceptance was called off.
And he's had the judges stand by in the lecture room.
He might start investigating on them soon enough.
Does that mean...
he's already confirmed the preferential employment?
I think so.
How is Ms. Do responding?
Well...
No Dae Ho, do you even realize what you're doing?
I'm warning you.
You're overstepping the authority on my business management.
And you should stop overstepping the authority...
on our auditing activity.
Audit Team...
not only has the authority to audit financial records of executives...
but also has the authority over any corruption in the office.
You must be aware.
Come to your senses, No Dae Ho.
Seeing isn't everything.
- This is for the future. - The future?
I cannot agree with that kind of personnel system.
Besides, this is the office of Audit Team, and you're not my superior.
Treat me with respect.
Fine.
Auditor No.
You must be aware.
Those guys aren't just new employees.
They're the insurance...
in case of crises in the bank.
No, using such a connection...
for the bank to avoid taking responsibility for its mistakes...
can never be an insurance.
If the bank causes a problem,
it should take the corresponding responsibility.
Take responsibility? How?
What if it's so grave that it has to fire 30 percent of its employees?
Your team won't be safe from it either.
Anyone can be fired.
Who will be first?
Him?
Or him?
That's right.
The secretary has to be fired first.
Think about each and every face of theirs...
and their family going bankrupt.
If you can handle it,
you call it responsibility. Do you understand?
But all my family members are in Gongju.
If the bank has to fire people...
and it has to be one of us,
I'll resign.
I'll take responsibility.
That's most irresponsible.
That you'll take responsibility.
You know why?
Because that's all talk.
Others will end up suffering.
And you know it.
What do you say,
- Auditor No? - Ms. Do.
If a bank has to use connections to cover up its corruption,
I believe it has to close down.
Even if it refers to Daehan Bank.
That's the way to make our society clean and healthy.
As long as I'm the auditor of this bank,
this principle will be kept.
What?
You're okay with our bank going bankrupt?
Our bank can go bankrupt...
just to keep your mere principle?
What a...
What a betrayer.
All right.
I'll make you pay for this.
I'm Do Jeong Ja, the director of HR Team.
I'll fire you people first and protect Daehan Bank.
Stay right here.
Do you understand?
Is it going to be all right?
What if it isn't?
Please continue with the work.
I'll go talk to the judges in the lecture room.
Okay.
Jeong Ja is frightening.
- I need to see him! - Ma'am, calm down.
- Please calm down. - Let me go!
- Move! - Calm down!
President Kang.
President Kang. No Dae Ho...
Please do something with No Dae Ho.
He says he's okay with our bank going bankrupt.
He's ruining the bank at the moment.
Others are watching. Aren't you ashamed?
Get up.
I don't care.
President Kang.
Things will be bad if we don't stop No Dae Ho now.
I don't see what he's ruining.
And you.
Aren't you an executive?
Don't you know what Audit Team is for?
What...
What do you mean?
Even I, the president, cannot stop him...
from carrying out a lawful inspection.
Throughout the inspection period,
he's under the protection of commercial law...
as long as his term continues.
Ms. Do.
You should know that much.
But...
I'm tired. Go back now.
Hold on.
President Kang.
This was...
what you wanted.
How can you...
turn a blind eye?
In the first place,
did you appoint me...
the director of HR Team to...
You think I appointed you to that position to cause corruption?
No.
No, that's not what I mean.
Then why did you...
introduce me to Assemblyman Shin?
You committed recruitment corruption to do his request.
It isn't why...
I put you in that position.
Right.
Wait, no...
But this was all...
This was all your orders.
It surely was your orders.
I'm sorry.
I have an important schedule coming up.
- No... - Calm down, Ms. Do.
- Let go of me! - Calm down.
What are you waiting for, Secretary Kim?
Escort her out.
It was your orders.
You made me do it!
Let go! President Kang!
I apologize for the sudden interview request.
Please be understanding.
This is enough to hear from you.
I hear the general manager of PR Team filled the spot...
after the department of HR Team left.
That's right.
Mr. Byeon.
You're up.
Vice-president Lee.
I think it's right that you know.
Audit Team is doing an inspection about recruitment corruption.
It's said Ms. Do was dragged out of the President's Office.
I see.
Goodness, that old bag.
He should've gone with my work proposal.
How humiliating.
I've done nothing wrong.
If I were with Ms. Do,
I would've been the judge from the start.
But I didn't.
I was suddenly called in for the interview during my meeting.
Ask other employees.
I know that.
Tell me how you scored the applicants.
That's...
- I did as I was told. - You did as you were told?
- Who told you? - You know who.
Ms. Do.
Are you saying she instructed you to fabricate...
- the interview results? - Auditor No.
Whether the results were fabricated or not,
I don't know.
I just followed my superior's orders.
How could I not follow?
Would you not follow if you were me?
- I would. - Exactly.
And that's what I did.
I can't believe...
I was standing on the feces until now.
(List of Executives)
Head Manager Han Soo Ji.
(Announcement on Emergency Inspection)
President Kang wishes to see you, ma'am.
Okay.
Reporter Lee.
There will be an emergency press conference in an hour.
I'm short on time,
so can you tell other reporters?
Let me go! What are you doing?
Let go! Let go!
What are you doing?
What if she gets hurt?
Move.
Are you okay?
Do I look...
okay to you?
I'm sorry.
Stop roaming around here...
and go on your way.
Okay.
I never...
hated you.
I just hated...
that someone so smart like you...
worked for Vice-president Yook,
not for me. That's all.
I see,
Ms. Do.
Han Soo Ji.
Yes?
This isn't...
a place where you can survive...
just because you're competent or good at...
following orders.
You can't survive in here...
just by working hard without knowing what you're up to.
Keep this in mind.
President Kang...
Don't trust him.
And be careful of No Dae Ho...
who's going wild with President Kang's full support.
Go.
Go smash...
this darn upper management.
And promise.
Though I didn't get to do it, make sure you become...
the first female president of Daehan Bank.
Do you understand?
Go.
Go smash them all.
[Kocowa Ver] MBC E11 'The Banker' "The Employment Corruption" -♥ Ruo Xi ♥-
The press conference will be held in an hour.
It's the worst situation that our bank has committed...
recruitment corruption.
If we don't deal with it properly,
the problem will get bigger and bigger.
We must reveal everything as it is.
And such an issue has to be dealt with quickly.
Rumors are bound to spread anyway.
Continue.
There's nothing we can do about what's happened already.
But the media doesn't know about it yet,
so we hold the initiative.
President Kang,
we could rather use it as a chance.
Isn't this what you called me in for?
I must say,
that was very impressive, Ms. Han.
You scheduled a press conference beforehand...
and drove me to the corner.
That's...
a good move.
We must not try to hide the recruitment corruption...
nor must we be afraid of revealing our mistake.
But that doesn't mean you should come forward yourself.
Thus, there's no need for you to apologize either.
I'm Auditor No Dae Ho of Daehan Bank.
We've discovered corrupt attempts...
from our last recruitment.
Thus, I'm standing here to share...
details about what we've confirmed so far.
According to the inspection results,
an unjust recruitment request was made,
the cutoff score of the written test was adjusted,
and the interview results were fabricated.
Audit Team of Daehan Bank requested the prosecution...
to investigate on Ms. Do...
and decided to come up with an improved recruitment system.
President Kang, you have something else to do.
Now, the prosecution must investigate thoroughly...
on who was behind the recruitment request.
Next to me is President Kang Sam Do of Daehan Bank...
who revealed everything about this incident.
Please say a word.
I believe Daehan Bank is the only bank...
that stopped recruitment corruption down to its root...
with its thorough internal auditing system.
We'll continue to refuse...
any compromise that could damage our customers' benefits...
and our reputation.
We, Daehan Bank, will take the customers' trust...
as our top priority.
Please hold.
(Congratulations on your acceptance to Daehan Bank.)
Why can't you do a better job?
This is even worse than when Vice-president Yook was there.
Look, Assemblyman Jung.
Since when were bankers obliged...
to hire unqualified people preferentially...
for the sake of politicians?
What?
President Kang, this isn't just for my sake.
Assemblyman Shin despises me now.
What are you going to do about this?
Look, my friend.
That's your business.
Take care of your business yourself.
Whining like a child won't solve anything.
What did you say?
Calm down now.
Sir.
I didn't do it just for me.
I know, I know.
But...
it's not like Mr. Kang did it on purpose.
And it's not like...
you told him beforehand.
No, you're thinking wrong.
I mean, Mr. Kang appointed that annoying auditor No.
Why do you blame my employee?
You should blame stockholders instead.
Auditor No is appointed by stockholders.
What?
By the way, the prosecution seems to prepare an investigation...
about improper solicitation for employment.
I know a guy from my scholarship committee there.
I already took measures...
so his name won't be mentioned.
That's good.
- Are you sure? - And...
Mr. Park.
Yes, Mr. Kang.
- Be polite. - Huh?
Do you want me to repeat it?
Be polite.
I said be polite!
It's not you that people are afraid of.
It's your weapon they are afraid of. Can't you see the difference?
You can't hold that weapon forever.
Why?
Did something happen?
- No, it's nothing. - Everyone knows...
that Kang Sam Do is your senior.
Kang Sam Do is Daehan Bank.
And Daehan Bank is Kang Sam Do.
Thank you so much, Mr. No.
I just corrected what's wrong.
I heard about you from Seo Bo Geol but I didn't say anything,
because I didn't want you to feel bad.
Please, tell Bo Ram that I'm really happy for her...
- for being hired. - Of course.
I'll tell her.
And I'll tell her to be a great banker like you.
No, don't flatter me.
We're getting late, let's go.
Since we handled the recruiting scandal so well,
our reputation is not that bad now.
It's all thanks to Han Soo Ji who took measures quickly enough.
And...
Say it.
Mr. No played a big part too.
Of course.
Employees are starting to respect him.
That's a good thing.
Even though it's just all nominal,
I think it would be nice if you encourage them.
You're going to get in a big trouble if Mr. No comes.
This is so good.
It's okay.
This is not for us.
Mr. No prepared this...
specially for external auditors.
They are not here now.
And we revealed that big recruitment scandal.
I think we deserve it.
All you did was just gathering interviewers.
And one of them was our suspect.
You didn't find him. He just revealed himself.
I asked him a lot.
But Mr. No didn't give me a clear answer.
And yet, I kept asking.
Why? Because I've got a hunch.
I kept asking him if I should bring him in.
Right, I give credit for his hunch.
Good job, everyone.
But Audit Office doesn't only have regular work to do,
but also secret missions to do.
You didn't forget, right?
A secret mission?
Do we still have one?
Seo Bo Geol.
That's why I think you're more fit for field operation.
I made a list of bottom 20 percent branches...
that aren't that bad on their performance.
Right, you did well.
There are only two groups in that list you made.
Team Do's branches and the rest.
This is quite tricky to find.
You were in headquarters for a while. Can you look it up?
Of course, I'll ask my colleagues and organize it.
Good, and then what's left after that are...
the ones that's been closed for no reason.
I mean, there must have been some reason,
and we're going to find what it was.
Jin Seon Mi left some data about Seomin Distribution,
and that can be our leads for now.
You should keep checking on data just in case.
Okay.
I should go to the computer center in Buchon.
And you should go check how the old lady is.
Yes, sir.
Okay, let's begin.
Wait.
What about me?
You should check the loan papers that the old lady got.
This is not how Mr. Kang works.
Then whose plan was this?
Can I help you?
Mr. Kang called me this morning.
About the jobs Ms. Do has,
he hasn't decided about the personnel management part,
but he told me to help you with promotion work.
- He didn't say anything to me. - Really?
Then you can call and ask him.
Promotion is not an easy job.
It's hard for a woman to do it alone.
You know that's sexism, right?
Why are you so sensitive?
I'm just saying, that two is better than one.
What's your point?
Can you share your reporters list with me?
You handled this incident quite well,
but you never know what's going to happen next.
And I know how to deal with aggressive reporters.
I sent the list.
- Is there anything more to say? - No, there isn't.
Thank you.
By the way,
I'm just saying for caution's sake.
Mr. Kang's testing people sometimes.
I got burnt by it once.
His favor is a poison. Don't take it carelessly.
You should either be immune to it or be prepared first,
and then take it.
Ms. Han.
Keep this in mind.
Good luck.
I didn't know you were coming.
I just came by to ask a few questions.
Well, I...
I swear that I never...
I mean...
I did do some shady things,
but I'm not that bold to be involved in recruitment scandal.
Do you remember the old lady who has been doing one-man protest?
What?
Oh, is that why you're here?
I haven't seen her lately.
She's in a hospital.
Did she pass out during the protest?
Yes, she did.
Goodness.
I mean, she's so old but she did that every day.
That's not good for our bank's reputation.
So I actually researched about what really happened then.
Oh, you did?
I heard it from the old lady too.
No, she's not the victim.
She actually got a lot of benefits.
The person in charge gave her too many benefits,
so, not long after she got that loan,
that person quit.
Is that so?
And the branch manager quit not long after too.
Anyway,
the things she says didn't really happen.
I should stop by Audit Office.
I should encourage him like you said.
Yes, sir.
Isn't Audit Office...
on the 21st floor?
Are you that uncomfortable around me?
No, I'm not.
Geez, what a fuss.
(Audit Office)
I'm sorry, Mr. president. I'll call him to come right away.
No, it's okay.
I guess everyone's busy now.
Mr. president.
What brought you down here?
How have you been so far?
We're good.
I guess today's my lucky day,
because I just got to see you.
Thank you.
Put that away, since he's here.
What is it?
It's nothing.
How disrespectful you are.
What's there to be disrespectful?
Everyone else does it.
Just tell me what it is. It's okay.
Well, this is...
a lottery.
Oh, a lottery.
My apologies, Mr. president.
I'm sorry we did that during our work hour.
There was no one in the office, so, we were making a bet for lunch.
We made a mistake.
Put that thing away.
No, it's okay.
I do that sometimes too.
Not for the money,
but for testing my luck in a way.
How do you bet with this?
You won't know the result until next week.
This is for the next week's lunch.
He's paying for today's lunch.
Oh, right.
You only won 5 dollars.
How could you make me pay for your 15 dollars meal?
Don't be petty, that's not too much.
Since you came here,
and since you said you do lottery too,
do you want to join the bet...
for the next week's lunch?
What are you talking about?
Mr. Kang's just being nice.
He's so slow-witted, Mr. president.
No, it's okay.
So, lunch bet?
Antler samgyetang or black rice samgyetang?
I'm doing by automatic.
Mr. president.
There hasn't been number 5 for the last three months.
You should include number 5.
What are you talking about?
Number 38 is the lucky number.
It has been the most frequent winning number.
I just picked the random numbers. What should I do?
You should ask him to buy it.
To who?
Me?
How's she?
She just fell asleep.
Like the other day,
she keeps saying she just needs to find Shin Hyeon Do.
She said all she wants is for him to apologize to her.
All she needs is his apology?
(Yongbok Branch protesting lady report)
(Episode 12 will air shortly.)
I should get going now.
It was so fun doing lottery with you.
Manual and automatic.
Have a good day, Mr. president.
Yes.
But...
there was something leery about it.
- What was it? - At that time...
there was a rumor...
that there's going to be a large scale development.
It never happened.
And?
If they really went through that development,
she wouldn't need that loan.
That's what I thought.
What does development has to do with the loan?
She got a loan to build a new building.
I mean, who would want to build a new building...
on a land that's going to be developed?
Don't some people do that to get more compensation?
I mean...
that could be possible, but...
the risk is too great to build a building...
relying only on a rumor.
And when she got a loan,
the person in charge let her borrow a lot...
considering the upcoming rise of the land value.
Can LTV loan work that way?
Not really.
The branch manager would've hesitated,
and Evaluation Department wouldn't have approved it.
There must have been a lot of obstacles.
Maybe that's why the person in charge quit.
Who do you mean by the person in charge?
Oh, wait.
I wrote down his name.
Yes, here, Shin Hyeon Do.
It's Shin Hyeon Do.
Shin Hyeon Do's apology...
She said if he comes and apologizes,
she will forgive him.
But how do we find him?
- I know where he is. - What?
Hankang Credit Information.
I didn't borrow money from you,
I borrowed it from the card company.
But why do you keep calling me and bothering me?
No, I was trying to say...
I...
Hello?
(Daehan Bank)
I'll go up now.
Okay, thank you.
Did he say anything else...
after I left?
He just looked around and went up.
Oh, okay.
Next week.
(Audit Office)
From what I know,
Audit Office did security check just a while ago.
But their security, I figured, is terrible.
- Did you see that? - Since when...
did Mr. No start to work on that?
When I read about it, I think it was just a coincidence.
You can just consider it as a civil complaint.
It should be.
If D1 project is ever revealed,
and if anyone got damaged by it,
then, whoever it might be,
anyone will...
drag Daehan Bank down with them.
We might get hurt really bad too.
The reputation...
of Daehan Bank will fall to the ground.
I won't make that happen ever.
I heard that you were looking for me.
Shin Hyeon Do.
- Yes, that's me. - Yes.
I'm an auditor of Daehan Bank,
No Dae Ho.
- An auditor? - Yes.
I no longer work for the bank.
What's the occasion?
Do you remember the old lady from a sundae soup restaurant?
An old lady from a sundae soup restaurant?
Ma'am.
My lunch break is over. I have to get back to the bank.
I'll come back after work.
Thank you...
for listening to me,
- and taking care of me. - It's my pleasure.
Also, you'll be leaving in a couple of days,
so, I'll help you pack your stuff.
And Mr. No's going to get a driver to drop you off to your house.
Thank you.
You were the person in charge of that old lady's loan.
I want to know how the process went.
Excuse me.
I don't work for the bank anymore.
I know you're an auditor,
but you don't have a right to call me during my work hour...
and ask me these questions.
My apologies.
I'm sorry if I made you uncomfortable.
Save it. Just go, please.
This is the busiest hour.
When should I come back then?
Mr. auditor.
I'm not going to talk to you.
It's not like I have a good memory in Daehan Bank.
And I don't want to talk...
about the past.
You know the old man died, right?
What?
What did you just say?
It's partly because he was shocked when his son got arrested.
The old man died?
And that guy got arrested?
Why do you say those things to me?
Do you want me to feel guilty or what?
I'm just giving you an update.
That's what I heard so far.
What about the old lady?
She's in a hospital.
- Is she there alone? - Yes.
I didn't want to tell you this, but...
The old lady...
kept saying...
that she wants you to apologize to her.
I don't know what happened between you and her.
So...
that's why I came here to ask you about it.
It's still none of my business.
I'm having a hard time here because of that.
Don't come back again.
Mr. No.
I looked over the old lady's loan paper,
but I couldn't find anything special.
That is, nothing went wrong.
Yongbok branch manager said...
the amount of loan was greater than the mortgage value.
Huh? Really?
Why did you ask me to look over it, when you already did it?
It's called cross checking.
Got it?
I didn't ask you, got it?
Sorry to interrupt, but...
she's getting out of the hospital in a few days.
I asked Mr. Park to help her as you said.
Okay, you did well.
Anyway,
the loan paper itself has no problem.
And all the relevant people no longer work here anymore.
So, there's not much left to investigate, I think.
Well...
I think there's something more.
Everyone, fill your glass!
You only live once!
Let's drink till death!
Bottoms up!
Thank you.
Can we talk for a minute?
What media are you from?
I'm a freelancer.
A freelancer?
I didn't invite any freelancer.
You invited my junior.
He said I might like it,
and he reserved for me.
So, what do you want to talk about?
I think I've been a freelancer for too long.
I don't remember things that well anymore.
I mean, reporters these days.
Are they all somehow exempt from Anti-bribery and Graft Act?
Oh, do you want to talk about that?
Okay, go ahead and report me.
Don't you want to know who's backing Kang Sam Do up?
What are you talking about?
I've been tracking the black money in business and politics.
I got lucky enough...
to know the part of Kang Sam Do's secret.
That's why I'm asking you.
Don't you want to know who's backing Kang Sam Do up?
Why don't you try to be more creative?
Can't you do something else other than chasing Kang Sam Do?
And...
why do I want to know about Kang Sam Do's secret?
I'm the vice president of Daehan Bank,
and Kang Sam Do is the president.
Do you get what I'm saying?
I've been watching you coming on and being kicked out,
and coming back again on the scene.
I watched everything.
You removed all those board members as soon as you came back.
Lee Hae Gon.
I thought you were different.
I'm disappointed.
What is he saying?
So are you saying that I should...
show hostility towards Kang Sam Do...
in front of the press or what?
You were not the right person to talk to either.
I'll consider this as a payment for the drinks.
Bae Dong Seok from Seomin Policy Research Institute.
Don't forget this name.
If anyone stabs you,
that would most certainly be Bae Dong Seok...
who's connected with Kang Sam Do.
(Bae Dong Seok Seomin Policy...)
Great work the other day. Go for dinner...
with your team.
Thank you, sir.
It's just that...
we can't leave CFO Do's position...
vacant.
I did ask Vice-president Lee to...
give you some hand.
But it's now time to...
assign a person in HR.
- I see. - Ms. Han...
what do you think...
being the Personnel Director?
Sorry?
The President's kindness is poison so don't bite into it.
I...
still have a lot to learn.
What do you mean?
I'm still lacking...
the ability, knowledge, and experience...
to become...
Daehan Bank's Personnel Director.
Wow.
Head Manager Han is very humble.
You really think you are unfit?
Yes, Mr. Kang.
I understand.
You may leave now.
That was unexpected.
She is wise.
Han Soo Ji.
I hope I'm not being tricked by...
Vice-president Lee.
It can't be.
It's here.
This is the organization you have sent me.
I'll go home on my own...
- so you may get off work now. - Yes, sir.
Bae Dong Seok from Seomin Policy Research Institute.
Don't forget this name.
If anyone stabs you,
that would most certainly be Bae Dong Seok...
who's connected with Kang Sam Do.
Where did you come from?
I came to see Bae Dong Seok.
Sorry?
Ah, you mean CAO Bae?
- Yes. - Did you make an appointment?
No. Tell him that I'm from Daehan Bank.
[Kocowa Ver] MBC E12 'The Banker' "The Old Lady and Daehan Bank" -♥ Ruo Xi ♥-
I wonder why President Kang sent one of his staffs.
We could have just talked on the phone.
President Kang?
Does that mean that he truly is related?
You're a new face.
Look at me now.
Vice-president Yook was already fired.
I'm Bae Dong Seok.
It seems like President Kang wanted us to meet each other.
I hope we get along.
Even Vice-president Yook?
What are you?
Are you trying to gauge my strength or what?
From this moment on,
stay back from any matter related to Daehan Bank.
As long as I'm in Daehan Bank,
I will not overlook...
a single abnormal activity.
I'm not just talking words.
I'm giving you a warning.
What is that prick?
Go ahead.
Give me a moment.
What's the matter, calling at this time?
Was anyone sent from the bank?
What? Who?
We didn't send anyone.
Someone just came over from...
Daehan Bank. But he...
told me to stay away from Daehan Bank out of the blue.
- What? - Who is that guy?
It must be No Dae Ho.
- It has to be No Dae Ho. - What?
Who is No Dae Ho?
Daehan Bank's auditor.
I think he's investigating the D1 project from behind.
Seriously...
then you should have dealt with it!
What have you been doing?
- He even came to see me. - He's an auditor.
Not even the President can stop him.
That's why we should have proceeded sooner!
Look what happened as you dragged it for too long.
He wasn't even in the original plan. This was unexpected.
It's been dragged for too long if even the auditor knows about me.
I'll handle this myself.
What do you mean?
Are you saying that you will proceed alone?
It's much better to do it myself rather than...
not doing anything like you!
I'm hanging up.
Your food is ready.
Enjoy.
It's no fun without this.
No drinking in daytime...
on work hours!
Working at the bank...
must be easy nowadays.
It's not like I asked for it.
He just gave it to me.
Even if he did, you should politely refuse.
You were ready to take it.
If you want to drink,
come back when you are off work...
after the bank closes.
I can get you a full crate of drinks then.
- Really? - Of course.
Why would I lie to you?
Then I'll just run to the bank now...
and close it.
Stop being silly. Finish your food and go back to work.
- Mr. Shin. - Yes?
Come see me.
You...
know the folks from the sundae soup place across the road?
Yes, a bit.
Why do you ask?
- Get them to take out a loan. - Sorry?
Their business is going well. Why would they need a loan?
If the loan gets approved,
I'll adjust your personal annual goal...
as being completed.
Really?
Can you really do that, sir?
Yes.
Go proceed it.
But they don't even have capital needs.
Which loan can I get for them?
I'm working on it.
You just...
need to persuade them to use...
the loans for building...
and that the bank will take care of leasing the shops.
Sorry? Is that possible?
That's not a matter of your concern.
Just get them to take out the loan.
- Understood? - Yes.
She...
wanted an apology...
from you, Mr. Shin.
We don't know why.
Where do you think you are going?
I...
really need...
an apology from you.
So where do you think you are going?
Right before my husband passed away,
he left some words for you.
Come here to listen.
Don't blame Hyeon Do.
Don't blame...
Hyeon Do.
He...
is just an employer.
He just did...
what he was told to do.
If you want to blame anyone,
blame me.
Okay.
And you never even paid a visit...
to his mortuary.
That's why...
I must...
get your apology.
I'm sorry.
I'm so sorry.
Hey, Mr. Shin.
I only moved you to inbound calls as you...
made some good results on outbound calls.
And you are fooling around already?
Can't you see that we are behind on calls?
Hey...
come back right here!
Mr. Shin!
This is the list of the branches...
under Ms. Do's influence which have been shut down.
Five other branches beside Gongju were closed with no reason.
(Gongju Branch, Namseoul Branch, GyeonggiGwangju Branch)
Mr. Shin!
I will reveal everything.
I apologized to the old lady yesterday.
I know it's late now but...
I still want to tell the truths.
(Safety Zone)
What in the world is this?
This...
is where...
a private enterprise planned...
a large-scale development just a few years ago.
The price of the lots would skyrocket...
if people found out.
So each of the enterprises...
secretly purchased the lots...
over a long time.
If I recall correctly,
the developer was Seomin Finance.
The corporate was...
called Seomin Agency.
- Seomin Agency? - Seomin Agency?
They expected the purchase to go smoothly.
But there was a problem.
Right in the center.
They would not...
sell their lot...
no matter what.
The most essential lot...
to be purchased. The old lady's sundae soup restaurant.
Ma'am.
We should get going.
Something came up so Ms. Jang will be running in late.
So they tried a different method.
To just take by force.
They continuously coaxed to take out loans to build a building.
And on the front line...
was me.
In the end they...
were persuaded by me...
to take out the loan and built a building.
But for some reason there was not a single lease.
They couldn't repay the principal...
and the interest.
In the end the lot which was put up as collateral...
was taken away...
in auctions.
How could a bank do something...
worse than a burglar?
When did you find out that what you were doing...
was wrong, Mr. Shin?
I...
did not even imagine that it would bring...
harm to them.
Ma'am, the seat you are sitting...
is where Auditor No usually sits.
This seat...
is where important people...
get to sit.
There's no such thing as seats for...
important people and lowly people.
Of course.
Anyone sitting there is an important person.
Then I'm...
an important person right now?
Of course.
But something unexpected happened.
What happened?
Somehow rumors started to spread...
about the development...
and more people participated in the auction for the collateralized lot.
In the end they barely managed...
to purchase the lot with an amount twice as much from...
their expectation.
But it's not like they could recover the stolen lot.
True. But they could not do anything...
on a building under Registration of Partition.
Because...
more loan was given in proportion to the collateral value.
So after securing the collateralized lot...
they were planning to seize the building.
But the winning bid was twice more than expected amount...
and all the loan was paid off.
Under Registration of Partition...
Statutory Superficies was established...
(Statutory Superficies: Superficies acknowledged by law.)
for the building.
So they got the lot...
but not the building.
That's right. Fortunately...
the old lady still has the building.
If she can get the empty building to be leased out,
we can avoid the worst.
But...
who are the 'they'...
you've been talking about?
Seomin Finance...
and their mastermind.
Important lady...
we are almost...
there.
Once we pass the hills...
But what's going on...
with all the smoke and light?
I don't know...
who they are specifically.
I'm sure that the branch manager...
from back then knows.
I'm certain.
There's a problem.
There's fire on the old lady's building.
What do I do. What do I do.
(Sobbing)
What do I do.
Whereas development is meant to give a better life to people,
someone else is...
losing their home at that place.
Being unable to repay their loans and having their homes...
put up for auction as a consequence...
is a crushing event even if it only happens once.
But at the bank...
it's just a task that repeats multiple times through the day.
That's why...
if there is anyone affected or hurt...
due to the bank's wrongdoing,
it's our duty to...
correct them.
(THE BANKER)
If Daehan Bank is truly involved in this case,
we must find out who's responsible.
This could change Daehan Bank entirely.
What can an auditor do?
There will be people who'll help.
You'll find...
plenty of resources on real estates at headquarters.
I'm responsible as well.
I'll cooperate as much as I can on this case.
Auditor No, that's enough.
Let it go.